The client shall, at his or her own expense, ensure that the institution is made available to the institution such other documents and legal advice as the institution may reasonably require from time to time with respect to the foregoing; (d) it will satisfactorily insure all its insurable assets with serious companies that offer protection according to Takaful`s Islamic concept. The guaranteed assets shall be fully insured (with a serious insurance company to the satisfaction of the institution) against all insurable risks, including fire, fire, theft, accidents, collisions, bodily injury and motor injury, vandalism, riots and terrorist acts, and to allocate all insurance policies to the benefit of the institution up to the amount due from time to time under this Agreement. and the communication on the interests of the institution on insurance policies and to pay on time the premium due for such insurance, and at the same time to transmit to the institution the income from the premium. . . .